First time buyers
Mortgages for First Time Buyers
We are dedicated to ensuring you completely understand the process, providing you with bespoke advice and assistance.
The prospect of buying your first home could be both daunting and confusing. Our aim is to guide you through the transaction from start to finish so that you understand exactly what the purchase entails and how much it will cost. We can recommend the services of local solicitors to assist in this process. This may be the largest financial transaction you are ever likely to make so it must be done with clarity.
Getting on the ladder
There are actually some advantages to being a first time buyer. Interest rates are currently very low, and first time buyers are more appealing to sellers because they are not in a chain.
As we have access to many lenders we are well placed to assist you, however these days it is a necessity to provide a deposit in order to get a mortgage, and you may be eligible for further assistance from the Help to Buy Scheme.