First Time Buyers


Mortgages for First Time Buyers

We are dedicated to ensuring you completely understand the process, providing you with bespoke advice and assistance.

The prospect of buying your first home could be both daunting and confusing. Our aim is to guide you through the transaction from start to finish so that you understand exactly what the purchase entails and how much it will cost.

We can recommend the services of local solicitors to assist in this process. This may be the largest financial transaction you are ever likely to make so it must be done with clarity.


Getting On The Ladder

There are actually some advantages to being a first time buyer. Interest rates are currently very low, and first time buyers are more appealing to sellers because they are not in a chain.

As we have access to many lenders we are well placed to assist you, however these days it is a necessity to provide a deposit in order to get a mortgage, and you may be eligible for further assistance from the Help to Buy Scheme.


"Your home may be repossessed if you do not keep up repayments on your mortgage"

Jargon Free Services for all your Mortgage & Insurance Cover Needs

With thousands of different mortgage and insurance products available in the UK, it is hardly surprising that finding the one to suit your particular needs can be a challenge.

We offer a friendly, jargon free service for all mortgage and insurance needs, for residential, commercial and buy to let, together with a full range of ancillary services, such as will writing and pension advice, we have a one-stop shop for all your requirements.


Useful Links

Use the links below if you would like to interact with us either by getting in touch with us or by making use of our tools to obtain a quotation for a mortgage, insurance or get a free credit report from our UK partners.

Contact Us Direct

You are invited to get in touch with us directly, either via telephone on (01487) 830 875, mobile on 07958 504308 or via the provided contact form on our contact page, if you would like to discuss your specific requirements in further detail.

Credit Report

CheckMyFile is the only credit report provider we would recommend to our clients. They are the only credit agency in the UK to provide your score/report combined with Experian, Equifax & CallCredit.

Your credit report is vital in order for you to determine eligibility for a mortgage.

The recorded payment history of your accounts is far more important than a credit score - with lenders now using multiple credit agencies to assess their applications.

Book Appointment

We offer an integrated and fully secure client portal where you can login and access your mortgage and/or insurance cover details, as well as provide us with additional information that may be relevant or required.

Click here to book your appointment

Message Us

Looking for a completely free quotation for a mortgage or insurance cover? Look no further than BLS Mortgage & Insurance Services.

Click here to message us