Professional Mortgage & Insurance Services
BLS Mortgage & Insurance Services offers a friendly, comprehensive and jargon free service for all mortgage and insurance needs, for residential, commercial, and buy-to-let, together with a full range of ancillary services, such as will writing and pension advice we have a one-stop shop for all your specific requirements.
Independent Mortgage Advice
First Time Buyers
The prospect of buying your first home could be both daunting and confusing. Our aim is to guide you through the transaction from start to finish so that you understand exactly what the purchase entails and how much it will cost.
Remortgaging is the process of switching your existing mortgage to another mortgage lender, usually to lower the amount you’re paying on your mortgage or alternatively reduce the term of your outstanding mortgage.
If you’re looking to move home and you already have a mortgage on your current home, you may be able to port or transfer your current deal. We can check this for you, and offer you the best advice for your move
Help To Buy Scheme
If you can’t quite afford the mortgage on 100% of a home, Help to Buy: Shared Ownership offers you the chance to buy a share of your home (between 25% and 75% of the home’s value) and pay rent on the remaining share.
Buy To Let Mortgages
A buy to let mortgage is an arrangement by which an investor borrows money from a lender to buy a property specifically for the purpose of renting it out to private tenants.
Give you and your family complete peace of mind if the worse was to ever happen with our range of life insurance policies that are designed to suit all lifestyles and budgets. You family will get a cash lump sum they can use to cover costs such as funeral expenses, debts or household bills.
Critical Illness Cover
Critical Illness insurance cover ensures you and your loved ones are protected if you fall ill, paying out a lump sum which can be used to cover expenses and monthly outgoings while you take the time you need to recover. Our Critical Illness insurance plans covers almost 200 conditions which is more than any other critical illness cover on the market.
Family Income Benefit
This type of family life insurance runs for a set time known as the term. Upon your death during this term, the policy would pay out a regular tax-free income until the term ends.
Can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness/injury or, often as an optional extra, unemployment.
Buildings & Contents
Buildings & Contents insurance are separate entities and you can either search for two individual policies, or buy them as a joint policy from one source.
We offer a comprehensive credit report service via our partners at CheckMyFile. They are the only credit agency in the U.K. to provide your score/report combined with 3 additional credit services, namely Experian, Equifax & CallCredit.
Find a Solicitor
We offer a comprehensive service to help you find the right solicitor for your specific needs without it costing a small fortune, or taking forever to be in a position to go ahead with your proposal.
Make use of our integrated mortgage calculator to help you quickly find the information necessary to see what you can afford to borrow for your next home purchase.
Our clients can login to our administration system and carry out a number of tasks including booking appointments to see a member of our team about a mortgage.
Jargon Free Services for all your Mortgage & Insurance Cover Needs
With thousands of different mortgage and insurance products available in the UK, it is hardly surprising that finding the one to suit your particular needs can be a challenge.
We offer a friendly, jargon free service for all mortgage and insurance needs, for residential, commercial and buy to let, together with a full range of ancillary services, such as will writing and pension advice, we have a one-stop shop for all your requirements.
Barbara made buying our first home such an easy experience! Due to being in a difficult financial situation it proved hard to get a mortgage with a normal high street lender.
Barbara did her homework for us and got us such a great deal! We will definitely be using her again when it comes to any mortgage queries in the future! Thank you for all your help.
We have just brought our first hone and Barbara has been a massive help every step of the way. Took so much stress out of it all and really were made to feel our best interests were the number 1 priority.
We also took out life and critical health cover through Barbara and knowing nothing about it all before hand I now feel like a pro. 100% will be using you again and recommending you onwards.
Barbara put in a lot of work to figure out how to get our mortgage sorted. No other broker that I’d approached were able to offer any alternative to staying with our current provider. Highly recommended.
BLS Mortgage services found an excellent mortgage deal for my son. Then found both him and me a great house and contents insurance cover which was very competitive. Would certainly recommend.
We take pride in getting to know all of our customers detail by detail. Through understanding your personal situation, we're able to tailor our service to best suit you, your financial needs and to any future lifestyle changes. 🏡Posted by BLS Mortgage & Insurance Services on Tuesday, 22 January 2019
It's a priority of ours that all clients have full access to meaningful, trusted, and affordable financial advice whenever and wherever they need it. Our aim is to help you achieve your short-term and long-term property goals by providing financial intelligence. interested in learning more about how we can help you this year? Visit our website: www.blsmortgages.co.ukPosted by BLS Mortgage & Insurance Services on Sunday, 15 July 2018